Join us at Windward Mall Centre Court on Friday, November 10th, 2023 from 9am - 1pm

Check out our latest segment on KHON’s Living 808 talking about our Reverse Mortgage Seminars

Join us at Windward Mall Centre Court on Friday, November 10th, 2023 from 9am - 1pm

Retirement often marks the beginning of a new chapter in life, offering individuals the opportunity to explore new interests, pursue long-held passions, and give back to the community. One of the most rewarding and fulfilling ways to make the most of this stage is through volunteering.

While reverse mortgages are typically done jointly by both spouses in a couple, there are situations where both individuals may not be eligible. In situations like this, one spouse is named as the borrower, and the other is not included in the loan agreement. When the borrowing spouse faces certain circumstances, the non-borrowing spouse may have legal protections in place, subject to various factors.

A Reverse Mortgage, or a Home Equity Conversion Mortgage (HECM), is a valuable financial tool for Seniors seeking to tap into their home equity without selling their property. One of the attractive features of a HECM is the concept of "non-recourse." Understanding the meaning and significance of the non-recourse feature in a Reverse Mortgage HECM, demonstrates how it can be a crucial layer of protection for borrowers and their heirs.

It all begins with an idea.

As individuals enter their senior years, the prospect of having pets becomes an enticing option, offering not only constant companionship but also unexpected health advantages.